United Capital Plc is a leading pan-African financial services institution focused on leveraging technology to empower businesses, individuals and governments with excellent financial services
We seek to create value for investors across a wide financial spectrum.
Building on its consistent growth trajectory, United Capital Group delivered another quarter of outstanding financial performance in Q3 2025, reinforcing its position as a leading Pan-African investment and financial services institution. Its unaudited financial results for the period ended September 30, 2025, reveal a remarkable 34% year-on-year growth in Profit Before Tax (PBT) to ₦25.01 billion, and a 32% year-on-year growth in Profit After Tax (PAT) to ₦21.17 billion.
In addition to these strong profit metrics, the Group recorded a 47% year-on-year growth in Gross Earnings, amounting to ₦41.54 billion. United Capital’s Total Assets rose by 10% year-to-date to ₦1.87 trillion, while Shareholders’ Funds increased by an impressive 72% to ₦229.91 billion. The Group’s Managed Funds also advanced by 27%, now standing at ₦1.07 trillion. This outstanding performance reflects the Group’s resilience, disciplined strategy, and commitment to delivering sustainable value to its stakeholders in a challenging macroeconomic environment. This impressive performance is a testament to the group’s strong execution capability and organizational resilience, even in the face of the toughest battles.
Commenting on the Group’s performance, Peter Ashade, Group Chief Executive Officer, United Capital Plc, stated:
“We are pleased to inform all stakeholders that United Capital Plc ended the third quarter of the year on an impressive note, as demonstrated by the company’s strong earnings growth and remarkable performance across key financial metrics. This result underscores our resilience and reinforces our strong performance over the years. We sincerely appreciate our Board, shareholders, clients, and team members for their continued trust, support, and commitment to our shared vision.”
Looking ahead, Ashade remarked, “As we proceed into the final quarter of the year, we remain focused on maintaining our strong performance, with a clear commitment to delivering exceptional value to our shareholders.”
KEY PERFORMANCE HIGHLIGHTS
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United Capital’s Q3 results builds on the Group’s strong showing in the first half of the year, where United Capital recorded a 54% increase in Profit After Tax and declared a ₦5.4 billion interim dividend payout. With a clear growth path, renewed board leadership, and an expanding Pan-African footprint, United Capital remains well-positioned to close the year on a strong note and continue delivering exceptional value to its shareholders, clients, and communities across the continent.