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About Us
United Capital Plc is a leading pan-African financial services institution focused on leveraging technology to empower businesses, individuals and governments with excellent financial services
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United Capital Plc is a leading pan-African financial services institution focused on leveraging technology to empower businesses, individuals and governments with excellent financial services
United Capital Plc, a leading Pan-African investment bank and financial services group, has once again demonstrated its market leadership with the release of its unaudited financial results for H1-2025, showing remarkable growth across key financial indicators.
The Group recorded a 57% year-on-year revenue growth to ₦23.76 billion. Profit Before Tax rose by 52% to ₦13.79 billion, while Profit After Tax reached ₦11.89 billion, marking a 54% year-on-year increase. Shareholders’ Funds also rose by 25% to ₦166.91 billion, reinforcing investor confidence in the Group’s long-term outlook. Following this solid performance, United Capital has declared an interim dividend of ₦5.4 billion (₦0.30 per 50 kobo ordinary share).
This half-year result builds on a consistent five-year growth streak. Since H1-2020, United Capital’s profitability has surged by over 522%, driven by strong strategy execution, innovation, and disciplined risk management. From ₦4.45 billion in earnings in 2020 to ₦23.76 billion in 2025, the Group has demonstrated remarkable resilience, delivered value year after year, despite shifting economic conditions.
Mr. Peter Ashade, Group Chief Executive Officer of United Capital Plc, commented on this saying: “We are pleased to report that we ended the first half of the year on a strong and positive note. Once again, we have continued our track record of excellence and strong financial performance, which reflects the strength of our diversified business model.
Last year, we made history by declaring our first-ever interim dividend, alongside a 2-for-1 bonus issue, which was met with great enthusiasm by our shareholders. This year, we continue to honour our commitment by declaring another interim dividend of ₦5.4 billion, reinforcing our dedication to delivering sustainable returns and enhancing shareholder value.”
Looking ahead, United Capital remains focused on driving retail expansion and deepening its presence across Africa. Recall that the Group recently expanded its market presence into Francophone West Africa. With a strong foundation, a clear strategic direction, and a growing Pan-African footprint, the Group is well-positioned to finish the year even stronger and continue delivering value to shareholders, clients, and communities across the continent.