
United Capital Plc is a leading pan-African financial services institution focused on leveraging technology to empower businesses, individuals and governments with excellent financial services
We seek to create value for investors across a wide financial spectrum.
United Capital Plc is a leading pan-African financial services institution focused on leveraging technology to empower businesses, individuals and governments with excellent financial services
We seek to create value for investors across a wide financial spectrum.
United Capital sets the standard for experienced and trustworthy leadership
Chairman
Group Chief Executive Officer
Deputy Group Chief Executive Officer
Executive Director/Group Chief Operating Officer
Non-Executive Director
Non-Executive Director
Non-Executive Director
Group Chief Executive Officer
Deputy Group Chief Executive Officer
Group Chief Operating Officer
Group Company Secretary
MD/CEO, United Capital Securities
MD/CEO, United Capital Asset Management
MD/CEO, United Capital Investment Banking
Managing Director, United Capital Wealth Management
MD/CEO, UCEE MFB
Group Chief Executive Officer
Deputy Group Chief Executive Officer
Group Chief Operating Officer
Group Company Secretary
Group Chief Finance Officer
Group Chief Risk Officer
Director, Resources
Director, Regional Operations (Nigeria)
Director, Regional Operations (Africa)
Director, Southern Region
Director, Northern Region
Group Head, Operations
Group Head, Marketing and Corporate Communications
Group Head, Customer Experience Management
Group Treasurer
Group Chief Information Security Officer
Head, Group Enterprise Performance Management
Group Chief Information Officer
Head, Internal Audit
Director, Enterprise Retail
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Musa Shonde is the Group Head, Compliance at United Capital Plc, a leading Pan-African financial services institution listed on the Nigerian Exchange Limited (NGX). In this role, he oversees compliance across Capital Market Operators (CMOs) in Nigeria and the WAEMU region of West Africa.
Prior to joining United Capital Plc, Musa served as the Group Head, Enterprise Risk Management (ERM) & Compliance at Pan-African Capital Holdings Limited, where he was responsible for Compliance, Internal Audit, Internal Control, and ERM across the Group’s subsidiaries, including both CMOs and non-CMOs, in addition with a CBN-licensed finance company.
He began his career as an Audit Inspector at Babatunde Yusuf & Co. (Chartered Accountants) before transitioning to Sterling Bank Plc, where he served as a Sales Executive in the Non-Interest Banking Division. He later joined Accion Microfinance Bank as a Risk, Internal Control, and Compliance Officer, where he was deployed across multiple branches. Musa subsequently moved to Woodland Capital Markets Plc, rising to the position of Acting Chief Compliance Officer. He later held strategic compliance and control roles at GTI Asset Management & Trust Limited and Anchoria Asset Management Limited (a subsidiary of VFD Group), where he served as Head of Internal Control, Audit, and Compliance.
Musa holds a B.Sc. in Accounting (Second Class Upper Division) and an M.Sc. in Management (Ph.D. grade) from Lagos State University. He is an Associate Member of the Institute of Chartered Accountants of Nigeria (ICAN) and the Association of Accountancy Bodies in West Africa (ABWA), where he currently serves as a Council Member and Financial Secretary.
A Sponsored Individual of the Securities and Exchange Commission (SEC) as a Chief Compliance Officer, Musa is also the Assistant Financial Secretary of the Chief Compliance Officers Forum of the Capital Market in Nigeria.
Oluremi Tinuolu-Gabriel is the Director Enterprise Retail at United Capital PLC group. He was the immediate past Group Head of Digital Channels at Access bank PLC.
With 24 years retail banking experience in both business, sales and operations. he switched to digital banking in 2007 and rose to become a reputable voice in the industry. He has served in different capacities in driving payment in locally and globally. Oluremi was the chairman of the industry-led initiative for contactless payment in Nigeria and a member of the CBN-led initiative on open banking. He is currently an advisory council member after serving two terms as the Executive Vice Chairman of the Committee of e-Business Industry Heads (CeBIH).
Oluremi had his first degree in Agriculture from the Federal University of Agriculture, Abeokuta, his second in international management from the University of Liverpool and his MBA from the University of Suffolk. He is a fellow with the Chartered Institute of Bankers of Nigeria (CIBN) and has been widely trained both locally and internationally.
Olusegun Omoloye is the Group Head of Customer Experience at United Capital Plc. He is an experienced professional with over 14 years of experience in Nigeria’s financial sector, encompassing roles in contact center operations, customer service, business processes, digital transformation, and customer experience management.
He holds a Bachelor of Science degree in Zoology from Bowen University, Iwo. Additionally, he is certified in Digital Transformation (Platform Strategies for Success) from the Emeritus Institute of Management at MIT Sloan School of Management.
Before assuming his position at United Capital, he served as the Lead of Customer Experience at 9 Payment Service Bank, helping it maintain its position as the number one Payment Service Bank and win numerous awards. At Wema Bank Plc, he was instrumental in developing and implementing customer support strategies for ALAT’s digital omnichannel support center.
He is also a certified CX Professional and has obtained various certifications in Customer Analytics, Customer Experience, Design Thinking, Customer Support, and Emotional Intelligence.
Mrs. Rose Nat Eshiett has over 35years working experience with the Nigerian National Petroleum Company Limited (NNPCL) in the Oil and Gas sector where she retired as the Group General Manager, Crude Oil Marketing Division. At NNPCL, she worked and held top management positions in various Commercial, Project financing and investments, Financial Accounting and Auditing. Currently, she is an Honorary Adviser on Oil and Gas to Akwa Ibom State Government.
She holds a Bsc in Finance from the University of Calabar, Cross River State, a Fellow of the Chartered Institute of Bankers, and Chartered Institute of Taxation of Nigeria, as well as membership of the Institute of Directors of Nigeria and the Nigerian Institute of Management respectively.
She was appointed an Independent Non-Executive Director on February 8, 2024.
Esther Adeola-Balogun is an accomplished professional serving as the Chief Executive Officer of UCEE Microfinance Bank Limited. With a remarkable career spanning over 17 years in the financial services industry, Esther has established herself as a leading expert in Microfinance Banking, Financial Inclusion, Digital Financial Services, Credit Risk Management, and Micro & SME Portfolio Management. She holds a degree from Ladoke Akintola University of Technology
Prior to her current role, she was the Regional Bank head at Accion Microfinance bank where she oversaw 24 branches of the bank and increased its year-on-year revenue. Esther successfully managed a microfinance bank for 5 years, further solidifying her expertise in the microfinance sector. Her extensive experience as a senior executive in the industry has contributed to her comprehensive understanding of the intricacies and dynamics of the microfinance landscape.
Prior to joining FSL, she worked with the United Bank for Africa Plc for over 13 years, and rose to the Assistant General Manager grade. During this time, she worked in various roles, across Strategy, Customer Service, Business Development and Operations. In her last role, she was the Head of Operations and had responsibility for foreign and domestic operations functions.
Rita joined UBA Plc in 2006, from Standard Chartered Bank, Nigeria where she had worked for over 4 years, in different capacities within the Consumer Banking Group. She was at a time, the Service Quality Manager, with responsibility for driving service excellence across the Bank. Rita has had a banking career spanning over 20 years, including Standard Trust Bank and FSB International Bank (now Fidelity Bank).
Rita holds a B.Sc. in Management, from the University of Port Harcourt, an M.Sc. in International Banking and Finance from the University of Greenwich, London and a Postgraduate Diploma in Advanced Management from the European School of Management and Technology, Berlin. In 2020, she completed the Women in Leadership Certificate Programme from the University of Stellenbosch, South Africa.
Prior to his appointment, he was the Regional Branch Head South-East sub-region of the same company. Chukwuma has gained over 16 years of working experience in the financial services industry, spanning banking and capital markets all in the southern region.
Before joining United Capital Plc, he worked at UBA Plc. He started his banking career with Access Bank Plc, where he demonstrated exceptional talent and commitment. He is a passionate relationship manager with strong capabilities in executing business growth and initiatives that positively impact organisational aspirations. He is a versatile business development expert and has continuously honed his skills through training at esteemed institutions like the Lagos Business School and Harvard Business School.
He holds a Bachelor of Science (B.Sc) in Economics from the University of Calabar and a Master of Science (M.Sc) in Monetary Economics from the University of Port Harcourt.
Uche Ike is an experienced finance professional who holds a B.Sc. degree in Accountancy, and a Master of Business Administration. He is an Associate Member of the Institute of Chartered Accountants of Nigeria (ICAN). He has over three decades of banking experience spanning Operations, Internal Audit, Enterprise Risk Management, Fraud Management and Regulatory Compliance. He was the General Manager of UBA New York Branch and had also previously supervised operations in the East and South Banks of UBA Nigeria. He rose to the position of Executive Director Risk Management, Compliance and Corporate Governance at United Bank for Africa [UBA].
Uche is an alumnus of the Institute of Management Development (IMD) Lausanne Switzerland, INSEAD France as well as the Chicago Booths Executive Program USA. Prior to his appointment as the Board Chairman, he was the Chairman of the Board Risk and Investment Committee. He brings a wealth of industry experience, strategic foresight, a strong track record of leadership, and commitment to excellence that will support the Group’s next phase of growth. He will guide the sustenance of the company’s forward momentum and further drive United Capital’s vision of becoming Africa’s foremost investment and financial services group.
Prior to joining United Capital, he had worked in other Financial Institutions. He functioned in various key capacities such as the Head, Operational Risk Management Group, Head, Compliance Quality Assurance, Head, Head Office Group, Regional Control Manager, Area Control Manager, Internal Audit Supervisor, Resident Control Officer, Clearing Service Officer, and Branch Operations Officer, among others.
Olufemi holds a BSc in Accounting from University of Ilorin and an MBA from Obafemi Awolowo University.
He holds several prestigious professional certifications, including Chartered Risk Manager (CRM), Chartered Risk Management Institute of Nigeria (CRMI), Fellow (FCA), Institute of Chartered Accountants of Nigeria (ICAN), Certified Anti-Money Laundering Specialist (CAMS), Association of Anti-Money Laundering Specialists (ACAMS), Associate (ACIB), Chartered Institute of Bankers of Nigeria (CIBN).
He is a Certified Data Protection Officer and PECB Certified ISO 37301 Lead Implementer.
Titus Oladipupo Fatokun holds a Bachelor’s degree in Accounting and an MBA in Banking and Finance from the University of Ilorin and the University of Lagos, respectively.
He is a fellow of two professional bodies namely: Chartered Institute of Bankers of Nigeria and the Institute of Chartered Accountants of Nigeria.
He is a retired Director, Banking Services Department as well as the Banking and Payment Systems Department of the Central Bank of Nigeria. He was appointed an Independent Non-Executive Director on February 14, 2020.
Joseph is the Head, Group Enterprise Performance Management at United Capital Plc.
Over the last 16 years, Joseph has worked with and led teams whose responsibilities cut across a major spectrum of technology transformational and retail growth projects and consultancy. Joining the group in 2017, Joseph started out leading the technology team for 5+ years in the position of the Group, Chief Information Officer, a role in which his focus on execution to reposition the business was exemplary, hence leading to increased digital presence, retail growth and improved revenues, with keen focus on our growth during the COVID-19 pandemic where the business was run totally virtual and saw outstanding growth in customers, revenue and profitability.