United Capital sets the standard for experienced and trustworthy leadership
Chairman
Group Chief Executive Officer
Deputy, Group Chief Executive Officer
Group Chief Executive Officer
Non-Executive Director
Group Chief Executive Officer
Deputy, Group Chief Executive Officer
Group Company Secretary
MD/CEO, United Capital Securities
Group Chief Executive Officer
Deputy, Group Chief Executive Officer
Group Company Secretary
Group Chief Finance Officer
These board members bring expertise in impact investing, strategic management, law, sales, and technology.

Chairman

Group Chief Executive Officer

Deputy Group Chief Executive Officer

Executive Director/Group Chief Operating Officer

Non-Executive Director

Non-Executive Director

Non-Executive Director

Non-Executive Director

Non-Executive Director

Group Company Secretary
United Capital Plc is a leading pan-African financial services institution focused on leveraging technology to empower businesses, individuals and governments with excellent financial services.
Esther Adeola-Balogun is an accomplished professional serving as the Chief Executive Officer of UCEE Microfinance Bank Limited. With a remarkable career spanning over 17 years in the financial services industry, Esther has established herself as a leading expert in Microfinance Banking, Financial Inclusion, Digital Financial Services, Credit Risk Management, and Micro & SME Portfolio Management. She holds a degree from Ladoke Akintola University of Technology
Prior to her current role, she was the Regional Bank head at Accion Microfinance bank where she oversaw 24 branches of the bank and increased its year-on-year revenue. Esther successfully managed a microfinance bank for 5 years, further solidifying her expertise in the microfinance sector. Her extensive experience as a senior executive in the industry has contributed to her comprehensive understanding of the intricacies and dynamics of the microfinance landscape.
Prior to joining FSL, she worked with the United Bank for Africa Plc for over 13 years, and rose to the Assistant General Manager grade. During this time, she worked in various roles, across Strategy, Customer Service, Business Development and Operations. In her last role, she was the Head of Operations and had responsibility for foreign and domestic operations functions.
Rita joined UBA Plc in 2006, from Standard Chartered Bank, Nigeria where she had worked for over 4 years, in different capacities within the Consumer Banking Group. She was at a time, the Service Quality Manager, with responsibility for driving service excellence across the Bank. Rita has had a banking career spanning over 20 years, including Standard Trust Bank and FSB International Bank (now Fidelity Bank).
Rita holds a B.Sc. in Management, from the University of Port Harcourt, an M.Sc. in International Banking and Finance from the University of Greenwich, London and a Postgraduate Diploma in Advanced Management from the European School of Management and Technology, Berlin. In 2020, she completed the Women in Leadership Certificate Programme from the University of Stellenbosch, South Africa.
